Terms of Service

1. Acceptance of Terms

By accessing or using the ChainLedger Academy website (the "Website"), operated by ChainLedger Academy Ltd ("we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree with any part of these Terms, you must discontinue use of the Website immediately.

You must be at least 16 years of age to use this Website. By using the Website, you represent and warrant that you are at least 16 years old. If you are under 16, you may not access or use any part of this Website.

These Terms apply to all visitors, readers, and users of the Website, including those who submit content through our contact form, subscribe to educational notifications, or interact with any feature of the platform.

2. Description of Services

ChainLedger Academy is an independent educational platform that publishes research-driven content about blockchain technology, distributed ledger systems, digital assets, Web3, cryptography, and related topics. Our services include:

• Educational articles and guides covering blockchain fundamentals and advanced concepts
• A blockchain glossary with definitions of key terminology
• Learning resources structured for beginner, intermediate, and advanced learners
• A frequently asked questions section addressing common blockchain-related queries
• Security awareness materials related to blockchain and digital asset management
• Regulatory overviews summarising the UK digital asset policy landscape

All content is provided for educational and informational purposes only. We do not provide financial, investment, tax, or legal advice. We do not operate as a financial services provider, trading platform, exchange, brokerage, or custodian. We do not recommend, endorse, or promote the purchase, sale, or holding of any digital asset, cryptocurrency, token, or financial instrument.

We reserve the right to modify, suspend, or discontinue any part of our services at any time without prior notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of any services or content.

3. User Obligations

When using this Website, you agree to the following obligations:

• Lawful use only: You will use the Website only for lawful purposes and in accordance with these Terms, all applicable local, national, and international laws and regulations.
• No scraping or automated access: You will not use automated scripts, bots, crawlers, or any other automated means to access, collect, or download content from the Website without our express written permission.
• No impersonation: You will not impersonate any person or entity, or falsely state or misrepresent your affiliation with any person or entity when interacting with our platform.
• No interference: You will not attempt to interfere with, compromise, or disrupt the Website's infrastructure, security features, or the servers and networks connected to the Website.
• No malicious activity: You will not introduce viruses, trojans, worms, logic bombs, or other material that is malicious or technologically harmful.
• No unauthorised access: You will not attempt to gain unauthorised access to any part of the Website, other user accounts, or any systems or networks connected to the Website.
• No misrepresentation of content: You will not redistribute, republish, or present our content as your own or as originating from a source other than ChainLedger Academy.
• No illegal activity: You will not use the Website to facilitate, promote, or engage in any illegal activity, including but not limited to fraud, money laundering, or the dissemination of illegal content.

Violation of any of these obligations may result in immediate termination of your access to the Website and may subject you to civil or criminal liability.

4. Intellectual Property

All content published on this Website, including but not limited to text, graphics, logos, icons, images, audio clips, data compilations, page layout, underlying code, and software, is the property of ChainLedger Academy Ltd or its content suppliers and is protected by United Kingdom and international copyright, trademark, and other intellectual property laws.

We grant you a limited, revocable, non-exclusive, non-transferable licence to access and use the Website and its content for personal, non-commercial, educational purposes only. This licence does not include:

• The right to reproduce, distribute, or republish any content beyond what is necessary for personal educational use
• The right to modify, adapt, translate, or create derivative works based on our content
• The right to use our content for commercial purposes, including but not limited to resale, licensing, or incorporation into paid products or services
• The right to remove, alter, or obscure any copyright, trademark, or other proprietary notices contained in our content

The ChainLedger Academy name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of ChainLedger Academy Ltd. You must not use such marks without our prior written permission.

If you wish to use our content beyond the scope of the licence described above, please contact us at [email protected] to discuss licensing arrangements.

5. Disclaimers

The Website and all content, materials, information, and services provided on or through the Website are provided on an "as is" and "as available" basis, without any warranties of any kind, whether express, implied, or statutory.

To the fullest extent permitted by applicable law, we disclaim all warranties, including but not limited to:

• Accuracy: We do not warrant that the content on the Website is accurate, complete, reliable, current, or error-free. Blockchain technology and the regulatory landscape evolve rapidly, and information may become outdated between review cycles.
• Availability: We do not warrant that the Website will be available at all times, uninterrupted, secure, or free from viruses or other harmful components.
• Fitness for purpose: We do not warrant that the Website or its content will meet your specific requirements or expectations, or that results obtained from using the Website will be accurate, reliable, or suitable for any particular purpose.
• Non-infringement: While we make reasonable efforts to ensure our content does not infringe third-party rights, we do not warrant that use of the Website will not infringe the rights of any third party.

Our educational content is not a substitute for professional advice. We strongly encourage all readers to conduct their own independent research and to consult qualified professionals, including but not limited to financial advisers, legal counsel, and tax specialists, before making any decisions related to digital assets, blockchain technology, or any financial matter.

Nothing on this Website should be interpreted as a recommendation, endorsement, or solicitation to purchase, sell, hold, or otherwise transact in any digital asset, cryptocurrency, token, or financial product. Digital assets are volatile and subject to significant risk, including total loss. Regulatory frameworks differ by jurisdiction and are subject to change.

6. Limitation of Liability

To the maximum extent permitted by applicable law, ChainLedger Academy Ltd, its directors, officers, employees, agents, affiliates, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, revenue, data, goodwill, or other intangible losses
• Financial losses arising from reliance on any content published on this Website
• Damages resulting from your inability to access or use the Website
• Damages resulting from any unauthorised access to or use of our servers or any personal information stored therein
• Damages resulting from any bugs, viruses, trojan horses, or similar harmful code that may be transmitted through the Website
• Damages resulting from errors, mistakes, or inaccuracies in the content

In no event shall our total aggregate liability to you for all claims arising out of or relating to the use of the Website exceed one hundred pounds sterling (£100.00). This limitation applies regardless of the theory of liability, whether based on warranty, contract, tort (including negligence), strict liability, or any other legal theory.

Nothing in these Terms excludes or limits our liability for death or personal injury arising from our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited by English and Welsh law.

7. Indemnification

You agree to defend, indemnify, and hold harmless ChainLedger Academy Ltd, its directors, officers, employees, agents, affiliates, and licensors from and against any and all claims, damages, obligations, losses, liabilities, costs, or expenses (including reasonable legal fees) arising from:

• Your use of the Website or any content obtained from the Website
• Your violation of these Terms
• Your violation of any applicable law, regulation, or third-party right
• Any content you submit or transmit through the Website, including but not limited to information provided via the contact form
• Any claim that your use of the Website caused damage to a third party

This indemnification obligation shall survive the termination of these Terms and your use of the Website.

8. Third-Party Links and Resources

The Website may contain links to third-party websites, services, or resources that are not owned or controlled by ChainLedger Academy Ltd. These links are provided solely for your convenience and reference. We have no control over the content, privacy policies, or practices of any third-party websites or services.

The inclusion of any link does not imply our endorsement, approval, or recommendation of the linked website, its operators, or its content. We are not responsible for any loss or damage arising from your use of any third-party website or resource.

We encourage you to read the terms of service and privacy policy of every third-party website you visit. Your interactions with third-party websites are solely between you and the third party.

9. Privacy

Your privacy is important to us. Our collection and use of personal information in connection with your use of the Website is described in our Privacy Policy, which is incorporated into these Terms by reference.

By using the Website, you acknowledge that you have read and understood our Privacy Policy and agree to the collection, use, and disclosure of your personal information as described therein. Our Privacy Policy also covers our use of cookies, which is further detailed in our Cookie Policy.

10. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions.

Any dispute arising out of or in connection with these Terms, including any question regarding their existence, validity, or termination, shall be subject to the exclusive jurisdiction of the courts of England and Wales.

If you are a consumer within the European Economic Area, you may also be entitled to bring proceedings in the courts of your country of residence. Nothing in these Terms affects your statutory rights as a consumer under the laws of your country of residence.

11. Dispute Resolution

In the event of any dispute, claim, or controversy arising out of or relating to these Terms or the use of the Website, both parties agree to first attempt to resolve the dispute informally. You agree to contact us at [email protected] with a written description of the dispute, including all relevant information and supporting documentation, before initiating any formal legal proceedings.

We will make reasonable efforts to resolve the dispute within thirty (30) calendar days from the date we receive your written notice. If the dispute cannot be resolved through informal negotiation within this period, either party may proceed with formal legal action in the courts of England and Wales as described in Section 10.

For consumers in the European Union, you may also refer unresolved disputes to the European Commission's Online Dispute Resolution platform, although we are not obligated to participate in alternative dispute resolution procedures.

12. Termination

We may terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

Specific grounds for termination include, but are not limited to:

• Violation of any provision of these Terms
• Engaging in scraping, automated data collection, or any form of unauthorised access
• Attempting to disrupt the Website's infrastructure or security
• Using the Website for any unlawful purpose
• Engaging in any conduct that we determine, in our sole discretion, to be harmful to the Website, our users, or our reputation

Upon termination, your right to use the Website will cease immediately. All provisions of these Terms which by their nature should survive termination shall survive, including but not limited to intellectual property provisions, disclaimers, limitation of liability, indemnification, and governing law.

13. Changes to These Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. When we make changes, we will update the "Last Updated" date at the top of this page and, where practicable, provide at least fourteen (14) days' notice before the new terms take effect.

Notice of material changes may be provided through one or more of the following methods:

• A prominent banner on the Website homepage
• An update to the "Last Updated" date on this page
• Direct notification via email to users who have provided their email address through our contact form

Your continued use of the Website after the effective date of any changes constitutes your acceptance of the revised Terms. If you do not agree to the new Terms, you must stop using the Website.

14. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the invalidity, illegality, or unenforceability of that provision shall not affect the validity, legality, or enforceability of the remaining provisions. The remaining provisions shall continue in full force and effect, and the invalid provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable while preserving its original intent as closely as possible.

15. Waiver

No waiver of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition, or a waiver of any other term or condition. Our failure to assert a right or provision under these Terms shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms will be effective only if in writing and signed by an authorised representative of ChainLedger Academy Ltd.

16. Entire Agreement

These Terms, together with our Privacy Policy, Cookie Policy, and Disclaimer, constitute the entire agreement between you and ChainLedger Academy Ltd regarding the use of the Website. These Terms supersede any prior agreements, understandings, or arrangements between you and us, whether written or oral, relating to the subject matter of these Terms.

17. User-Submitted Content

When you submit content through our contact form or any other submission mechanism on the Website (including messages, questions, feedback, or corrections), you grant ChainLedger Academy Ltd a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, and display such content for any purpose related to operating and improving our educational services.

You represent and warrant that you own or otherwise control all rights to any content you submit, that the content is accurate, that it does not violate these Terms, and that it will not cause injury to any person or entity. You agree to indemnify us for all claims resulting from content you submit.

18. Accessibility

We are committed to making our Website accessible to all users. If you experience any difficulty accessing any part of the Website, please contact us at [email protected] and we will work to address the issue. Further details are available in our Accessibility Statement.

19. Contact Information

If you have any questions about these Terms of Service, please contact us:

Registered in England and Wales.